Whether you are a first time buyer, moving house, remortgaging, releasing equity from your property or looking for a buy to let mortgage, Mosaic Mortgage Management aim to match the most suitable mortgage product to your individual circumstances.

Independent Advice

Mosaic Mortgage Management are not linked to any particular lender or panel of lenders and thus can offer truly independent mortgage advice on over 6000 different schemes currently available in the UK mortgage market. Their whole of market service even compares the Bank exclusive mortgages only offered to existing customers with Intermediary exclusive mortgages that you will not be able to find on the High Street and would not be offered even if you approached the lender directly and finally direct to lender products accessed via branch, web & telephone only applications.

They will take you from initial enquiry all the way through to completion of your recommended mortgage. The mortgage however, is not the only thing that you should be concerned about and they strongly recommend that adequate protection is taken to cover your outstanding mortgage, as well as a suitable home insurance policy to cover the property. They will be happy to arrange all this on your behalf so that you do not have to lift a finger.

First Time Buyers

The whole process of buying a house can seem a little daunting and is probably one of the most stressful times in anybody’s life.

Mosaic Mortgage Management offer independent mortgage advice on the best mortgage for your particular circumstances. Following a full financial factfind discussing your circumstances & mortage requirements, they will supply you with recommendations and advise you of the most appropriate product for your needs as well as advising you of the maximum loan available to you, the amount of deposit required and full details of all the associated cost involved in the purchase. (These will include valuation fees, mortgage payment, associated protection costs, legal fees, stamp duty, land registration fees, buildings & contents insurance and mortgage indemnity premium if applicable.)

For more information or to book an appointment please call on 01423 877 260 and quote the 'Simply Harrogate website'.